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Pay check vacation: how families fare after payday debt prohibitions



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  1. Campbell, Dennis & As?s Mart?nez-Jerez, F. & Tufano, Peter, 2012. ” jumping from the bank operating system: a scientific study of involuntary banking account closures ,” Journal of banks and loans & money, Elsevier, vol. 36(4), sites 1224-1235.
  2. John Y. Campbell & Howell E. Jackson & Brigitte C. Madrian & Peter Tufano, 2011. ” buyer economic safeguards ,” log of industrial point of views, American market connections, vol. 25(1), posts 91-114, winter months.
  3. Campbell, John Y. & Tufano, Peter & Madrian, Brigitte C. & Jackson, Howell Edmunds, 2011. ” Consumer economical safeguards ,” Scholarly Articles 9887620, Harvard school Department of business economics.
  4. Brian T. Melzer, 2013. ” Spillovers From pricey account ,” Effective Papers 13-11, facility for economical learning, U.S. Census agency.
  5. Viktar Fedaseyeu, 2015. ” commercial collection agency services and the method of getting credit rating ,” doing work records 15-23, Federal Reserve financial of Philadelphia.
  6. Viktar Fedaseyeu, 2020. ” Debt Collection Agencies in addition to the Supply of credit rating ,” running paper 20-06, government book lender of Philadelphia.
  7. Viktar Fedaseyeu, 2013. ” commercial collection agency services and also the supply of consumer credit ,” doing work records 13-38, national book lender of Philadelphia.
  8. Renuka Sane & Susan Thomas, 2013. ” the genuine worth of account constraints: proof from micro-finance ,” Indira Gandhi Institute of advancement investigation, Mumbai doing work forms 2013-013, Indira Gandhi Institute of growth Studies, Mumbai, Republic of india.
  9. Marianne Bertrand & Adair Morse, 2009. ” Critical information Disclosure, intellectual Biases and Payday Borrowing ,” functioning forms 2009-007, Becker Friedman Institute for exploration In Economics.
  10. Donald P. Morgan & Michael R. Demand & Ihab Seblani, 2012. ” exactly how paycheck Credit entry impacts Overdrafts because effects ,” log of capital, debt and Banking, Blackwell creating, vol. 44, articles 519-531, March.
  11. Dean Karlan & Jonathan Zinman, 2006. ” growing assets connection: utilizing randomized provide choices to approximate the effects ,” healthy industry Experiments 00281, the sphere tests websites.
  12. Dean Karlan & Jonathan Zinman, 2007. ” increasing debt gain access to: utilizing Randomized sources steps to calculate the shock ,” doing work paper 956, commercial advancement hub, Yale college.
  13. Karlan, Dean S. & Zinman, Jonathan, 2007. ” increasing financing Access: making use of Randomized Supply moves to approximate the influences ,” heart talk Papers 9279, Yale University, financial advancement hub.
  14. Dean Karlan & Jonathan Zinman, 2007. ” Expanding assets availability: Using Randomized sources judgements to calculate the Impacts ,” Operating document 108, focus for Global advancement.
  15. Karlan, Dean S. & Zinman, Jonathan, 2007. ” increasing loan connection: making use of Randomized present actions To determine the Impacts ,” CEPR dialogue Papers 6180, C.E.P.R. debate Papers.
  16. Karlan, Dean S. & Zinman, Jonathan, 2007. ” increasing debt gain access to: utilizing Randomized supplies options to determine the influences ,” CEPR dialogue forms 6407, C.E.P.R. Discussion documents.
  17. Jonathan Zinman, 2008. ” limiting credit rating gain access to: household review research on effects all over Oregon speed limit ,” Working reports 08-32, national hold Bank of Philadelphia.
  18. Campbell, John Y. & Jackson, Howell E. & Madrian, Brigitte C. & Tufano, Peter, 2010. ” The regulations of customer financial loans: an opening article with Four instance reports ,” doing work newspaper collection rwp10-040, Harvard college, John F. Kennedy School of federal.
  19. Scott Carrell & Jonathan Zinman, 2008. ” In harm’s form? Pay day loan availability and military personnel results ,” Operating Papers 08-18, Federal book financial of Philadelphia.
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