The NIH Federal Credit Union offers brand new and used automobile loans, plus refinance options for the wide number of car kinds.
The NIH Federal Credit Union offers fast and easy automobile financing regardless if you are buying or refinancing an automobile, vehicle, or SUV. Our car loan system features:
Same great rates that are low brand brand new, utilized and refinanced autos, presently as little as 1.99% APR 1
Terms as much as 84 months
Funding up to 125per cent Loan-to-value 2
No re re payments for the very first 3 months 3
Exclusive user prices on insurance coverage and protection programs
Save time and cash with your online vehicle Buying solution
Desire to calculate your payment? Make use of our car loan calculator
Get pre-approved with BEGIN! 5
Our BEGIN (indication Today and Ride Today) program surpasses a pre-approval that is traditional. Not merely can you obtain the assurance to be a money customer, you close your loan also right in the dealership. This is how it works:
Submit an application for low-rate NIHFCU request and financing your BEGIN Express Draft
Bring your START Draft into the shop and dealer confidently just like a cash customer
Close on NIHFCU funding during the dealership. Just fill out of the BEGIN Draft and allow dealer manage the others
Drive the lot off without unneeded delay
Car Buying Services
Look for your auto that is next with free, no responsibility vehicle Buying provider, with unique user prices at convenient dealerships, nationwide.
Automobile financing for International Fellows
Have you been a worldwide other? Make sure to have a look at our popular Fellows Advantage Program to aid your unique borrowing requirements. Find out more
The NIHFCU finances used and new motorcycles and our system features:
Great low prices presently only 5.74% APR 1
Terms as much as 84 months
Financing up to 100percent Loan-to-value 2
No re re payments when it comes to very very first 3 months 3
Exclusive user prices on insurance coverage and security programs
Desire to calculate your re re payment? Utilize our automobile loan calculator
Refinance to lessen your rate and reduce your payment
A lot of people don’t obtain the most readily useful deal if they first fund their purchase, may it be during the dealer or perhaps a bank. That’s where we are offered in, with exceptional refinance terms that could be in a position to assist quickly recover cash you need to use for cost cost cost savings or any other requirements. Today contact a loan representative.
All online automobile refinance
We refinanced my car with NIHFCU and so they provided me with a rate that is great! Really process that is easy. We entirely did everything online without the need to go directly to the branch. I happened to be also in a position to signal all my papers electronically. Process just took about 5 days!
Allow the NIHFCU protect both you and your automobile
Drive back expensive repairs, even although you fund elsewhere. MRC provides protection at any fix center in the usa and Canada plus much more, including:
Car rental as much as $35/day for 5 times
24-hour crisis roadside help 10
Travel expenses reimbursement, up to $500 11
Pick the MRC plan that is perfect for your preferences at our Protection Program contact or page us.
Automobile insurance with unique Prices
NIHFCU users meet the criteria for discounted auto insurance prices from leading providers, through our partner, Trustage ®12
You can save yourself a typical of over $500 8
Match a property policy to save more possibly
Get an instantaneous on the internet with no stress estimate
For lots more great benefits and details see our Insurance page or e mail us.
NIHFCU Loan Guardian
Safeguard your loved ones from the unforeseen and erase your loan financial obligation in the event of
With regards to the situation, Loan Guardian could possibly cancel your staying payments up in to the agreement optimum. 6 For complete details, go to our Protection tools web web page.
Guaranteed In Full Resource Protection (GAP)
If for example the automobile is totaled or taken, your insurance coverage might not protect sufficient to spend your loan off. GAP 7 might help spend the real difference. GAP protection includes:
Exclusive low rates, simply $395 8 for cars and $419 8 for motorcycles
Deductible support for collision claims
Pay upfront or roll to your monthly loan re re re payments
For full details, see our Protection products contact or page us.
Today contact us
Easiest application for the loan ever!
The mortgage application had been a straightforward and fast procedure. The employees ended up being really friendly whenever we called to ask questions regarding the mortgage and just how to start out paying it back. Overall, it has been an experience that is great.