We learn just how buyers interact with financial loans and services to greatly help diagnose possible trouble available and build best outcome regarding. Review all of our research and analyses to assist tell your own conclusion, strategies, and procedures. And, see research that we regularly get ready in regards to the CFPB.
Data point: Mortgage styles
This agency information aim article talks of 2020 mortgage markets task and developments using information reported under the Home Mortgage Disclosure work (HMDA).
Supervisory Highlights, Problems 24, Summer Time 2021
This is basically the 24th model of Supervisory Highlights. The findings most notable document cover exams for the areas of auto maintenance, buyers revealing, business collection agencies, build up, fair credit, mortgage origination, mortgage servicing, payday credit, private degree mortgage origination and student loan maintenance that have been completed between January 1, 2020 to December 31, 2020.
Customers using payday, car title, and pawn financing: ideas through the Making Ends satisfy Survey
A fresh investigations in our generating Ends fulfill research collection talks about how people utilize payday, automobile subject, and pawn loans.
Supervisory Shows, Issue No. 21 (Cold Temperatures 2020)
Inside dilemma of Supervisory features, we document evaluation conclusions for the areas of debt collection, home loan maintenance, payday credit, and education loan maintenance that have been done between April 2019 and August 2019. The document doesn’t demand any new or various appropriate demands, and all of violations defined in the document is built best on those certain facts and conditions noted during those examinations.
Supervisory Highlights: Summer 2017
Contained in this problem of Supervisory features, we submit exam findings inside aspects of auto money financing; charge card membership management; debt collection; build up; home loan servicing; mortgage origination; service providers; short term, small-dollar financing; remittances; and fair lending. As in earlier versions, this report includes information regarding recent public enforcement behavior which were an outcome, at the least partly, of our supervisory work. The report also includes all about the Bureau’s use of its supervisory and enforcement authority, lately introduced examination methods, and agency guidelines.
Equipment for saving: making use of prepaid profile setting away resources
The CFPB released the results of a Project Catalyst research study finding that offering a small motivation to prepaid credit card users to get some of their money into an economy wallet doubled consumption associated with the budget. The study furthermore unearthed that the customers which decided to cut by using the budget continued to save following the pilot finished.
Supplemental conclusions on payday, payday installment, and vehicle subject debts, and deposit advance products
This report supplies a number of analyses on payday loans, payday installment loans, automobile subject financial loans, and deposit advance services and products.
Single-Payment Automobile Subject Financing
This report examines customers usage, standard and costs of automobile seizure for single-payment auto title debts, with a detailed glance at the degree that these financial loans are reborrowed
Online Payday Loan Costs
This report provides step-by-step analyses from the cost procedures of on the web lenders producing high-cost, brief loans online, with a focus on outcomes after cost desires do not succeed.